The most effective way to deal with Acceptance Now collections is to work with a credit repair professional. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit. As a result, it could harm your credit rather than improve it. Making payments on the debt will reset the clock. However, in general, speaking to a debt collection agency on the phone once they’ve reported you to the credit bureaus. You may want to contact AcceptanceNOW customer service to see if you can work something out with the company. Phone number: (770) 574-4224 Should I contact or pay Acceptance Now Collections? Get started on the path to better credit today: Fill out the form for a free credit consultation. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report.
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Professional credit repair services work with people who want to get their credit back on track. (While debt collectors may not want this information to be widely known, it’s your right to be informed.) However, it is possible to remove a collection account from your credit history before seven years. Unfortunately, paying the collection could even lower your credit score. How can I remove Acceptance Now Collections from my credit report?Īcceptance Now collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not.
This can happen if you didn’t pay a bill. You may see AcceptanceNOW listed on your credit report as a collections account. They offer financing for furniture, appliance, and other retail stores.ĪcceptanceNOW is headquartered in Plano, Texas. AcceptanceNOW is a division of rent-to-own industry leader Rent-A-Center, Inc.
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